See the Full Picture. Make Decisions With Confidence.
In New York City, financial decisions often move fast—career changes, equity compensation, real estate purchases, multi-state living, and evolving family responsibilities. It’s easy to worry you’re missing something important or that a generic plan won’t reflect your reality.
At Lionshead Wealth Management, financial planning starts with in-depth discovery and results in a tailored, actionable plan that spells out your options clearly. As a fiduciary firm, our role is to help you understand tradeoffs, align decisions, and move forward with confidence—never with a template.
What Does a Financial Plan Include?
A comprehensive financial plan at Lionshead is structured around clear modules, practical deliverables, and an ongoing cadence of review.
1. Discovery & Goal Clarification
We begin with a structured conversation to understand your income sources, assets, liabilities, family structure, benefits, and long-term objectives. This stage sets the foundation for everything that follows.
2. Cash Flow & Liquidity Planning
We analyze spending, savings rates, debt structure, and emergency reserves. For professionals with variable income, bonuses, or commission-based earnings, we build a framework that smooths volatility and supports consistency.
3. Investment & Retirement Alignment
Your investment strategy is evaluated in the context of retirement timing, income projections, and risk tolerance. We align portfolio structure with real-life milestones—not abstract return targets.
4. Tax-Aware Planning
While we do not provide legal or tax advice, we identify planning opportunities and coordinate with your CPA to help improve after-tax outcomes—especially important in NYC’s high-tax environment and for multi-state households.
5. Risk & Insurance Review
We evaluate existing coverage and identify potential gaps. Recommendations are objective and focused on fit, not product placement.
6. Estate & Legacy Coordination
We review beneficiary designations, titling, and estate documents in collaboration with your attorney to ensure alignment across accounts and long-term intentions.
7. Clear Recommendations & Action Steps
You receive a structured summary outlining decisions, timelines, and responsibilities—so you know exactly what happens next.
Designed for New York Professionals and Families
Financial planning in NYC often includes unique considerations:
- High and fluctuating income levels
- Equity compensation or partnership structures
- Multi-property ownership
- Multi-state residency or relocation planning
- Limited time to manage complex decisions
Our process accounts for these realities. Instead of asking you to coordinate five different professionals alone, we help integrate planning, investment, retirement, and estate conversations into one cohesive strategy.
A Plan You Can Actually Use
A financial plan should reduce stress—not create more paperwork.
You’ll leave our process with:
- A clear view of your financial position
- Defined next steps and priorities
- Decision frameworks you can rely on
- Ongoing guidance as circumstances change
And if markets shift or your life evolves, your plan evolves with you.
Common Questions About Financial Planning
What does a financial plan include at Lionshead?
Our plans cover cash flow, investments, retirement projections, tax-aware strategies, risk review, and estate coordination. Each section includes clear recommendations and specific action steps—not just analysis.
Do you create a tailored financial plan, or is it a standard template?
Every plan is built from discovery. We adapt recommendations to your compensation structure, family situation, risk comfort, and long-term goals. No two client plans are identical.
Are you a fee-only fiduciary financial planning firm?
Yes. As an SEC-registered RIA operating under a fiduciary standard, our advice is independent and not tied to commissions or product sales.
Will you coordinate with my CPA and estate attorney?
Absolutely. While we do not provide legal or tax advice, we collaborate with your professionals to ensure alignment and minimize gaps between planning decisions.
How often is the financial plan reviewed?
Planning is ongoing. We revisit assumptions, projections, and strategies regularly—and whenever a major life event or market shift occurs.
I’m busy—how time-intensive is this process?
We structure meetings efficiently and handle analysis internally. Your role is to provide information and make informed decisions—we handle the coordination and follow-through.
Clarity Starts With One Conversation
If you’ve been wondering whether your financial life is fully aligned—or whether something important is slipping through the cracks—this is the right time to talk.
Lionshead Wealth Management provides structured, fiduciary financial planning for individuals and families across New York City, including the Upper East Side, Upper West Side, Brooklyn Heights, and Park Slope.